The word from the Canada Revenue Agency (CRA) high places is that millions of Canadians will be on the receiving end of nest eggs in the form of government payments this July. These benefits are from the CRA (Canada Revenue Agency) and they are comprised of tax credits, family assistance, retirement support, and disability aid.
If you are a senior, a parent, a low-income worker, or a differently-abled person, the following are the things you are eligible for and the expected payment — and also the date you are going to get it.
GST/HST Credit — Paid on July 4, 2025
GST/HST credit is a tax-free quarterly payment that is designed to cover the cost of sales taxes. It is meant to help Canadians from low as well as those with moderate incomes.
How much is it?
- Single adults: Up to $133 this quarter
- Married or common-law couples: Around $174
- Extra per child: $46 per child on average
Who qualifies?
- You must be 19 or older
- Or living with a spouse or child
- You must have filed your 2024 tax return
- You need to be a resident of Canada
Canada Workers Benefit (CWB) — July 11, 2025
Canada Workers Benefit, the short form being CWB, is a credit that is not only beneficial to workers but also refundable and it is this very credit that gives a lifeline to the low-income Canadians working. In July, those qualified get the surprise of their life with the advance of the annual 25% benefit being processed to their accounts.
What’s the amount?
- Individuals: Up to $408
- Families: Up to $703
For you to enjoy the benefit of this money, you should meet the following minimum requirements:
- Have earned at least $3,000 in 2024
- Be 19 years or older
- Have filed your taxes with Schedule 6 included
Ontario Trillium Benefit — July 10, 2025
If you are a resident of Ontario, you can collect the Ontario Trillium Benefit each month. It is a combination of Energy and Property Tax Credit, Sales Tax Credit, and Northern Ontario Credit.
Payment is changed by:
- Earnings level
- Rent or property tax paid
- Region of Ontario
The monthly financial aid is for those who were successful in getting it in their 2024 tax return.
Canada Child Benefit (CCB) — Coming July 18, 2025
Through the Canada Child Benefit, parents with young children under 18 are given a hand. The aid is given monthly and is not taxable.
Expected July 2025 payment:
- Up to $666.42 per child under 6
- Up to $562.33 per child of age 6–17
To be eligible, you must
- Reside in Canada
- Live with and provide for a child under 18
- Have already filed your 2024 tax return
It is the income of the house that is the key to the amount. As income increases, the amount of payment decreases.
Old Age Security (OAS) + GIS — July 29, 2025
Older persons aged 65 and above qualify for OAS, and the ones whose income is in the lower bracket can apply for the Guaranteed Income Supplement (GIS).
Expected monthly payment:
- OAS (ages 65—74): Up to $734.95
- OAS (75+): Up to $808.44
- GIS: Up to $1,086
Add them together and you will get up to $1,894.44 as a total payment in a month for those low-income seniors who qualify for this credit.
In case you meet the following criteria:
- You need to be 65 or older.
- Are a legal Permanent resident of Canada.
- Satisfy the income criteria for GIS.
Canada Pension Plan (CPP) — July 29, 2025
CPP is a social security program that pays out retirement, widow, and orphan benefits if the insured party has made contributions for the prescribed period of their working life.
What is expected:
- Average CPP benefit: Mileage About $899.67
- Maximum CPP benefit: A salary of workers in the largest Asia’s black garment factory is sufficient to cover them with an equal amount of money each month, however, in the new implant, only by outsourcing the work could the quantity
Full July 2025 CRA Payment Calendar
| Benefit | Date | Amount (est.) |
|---|---|---|
| GST/HST Credit | July 4 | Up to $174+ |
| Canada Workers Benefit | July 11 | $408–$703 |
| Ontario Trillium Benefit | July 10 | Varies |
| Canada Child Benefit | July 18 | Up to $666.42/child |
| OAS + GIS | July 29 | Up to $1,894.44 |
| CPP | July 29 | Up to $1,433 |
Be Certain to Remember These Payments
To make sure that you get your July 2025 benefits:
- Even if you do not have any income, file your 2024 tax return.
- Sign up for direct deposit through CRA’s My Account.
- Update your details (address, marital status, dependents)
Do use the My CRA mobile application or go to the website My Account to track your payment delivery.
These CRA payments to Canadians in July 2025 are almost entirely about their financial well-being. It is true that the soaring expenses of food, housing, and basic services make every payment valuable.
Assess your eligibility and your CRA account. And be sure to keep all the information current so that no problems happen and payment delays are avoided.
