For millions of Americans, receiving both SSI and RSDI payments can be a crucial part of maintaining financial stability. In June 2025, many people will qualify to receive both types of Social Security payments—but not on the same day. If you’re already receiving Supplemental Security Income (SSI), you may be wondering whether you also qualify for Retirement, Survivors, and Disability Insurance (RSDI) and when that second payment is scheduled to arrive.
Understanding the Difference Between RSDI and SSI
Supplemental Security Income (SSI) is a needs-based benefit paid to individuals with very low income and few resources. It typically helps older adults, blind individuals, and those with disabilities who have limited income from other sources.
RSDI refers to Retirement, Survivors, and Disability Insurance benefits. These benefits are earned through work credits during a person’s employment history and include retirement benefits, payments to survivors of deceased workers, and monthly checks for people who become disabled and can no longer work.
It is entirely possible to receive both SSI and RSDI, but you must qualify separately for each one. That means applying for both programs and being approved based on the different eligibility rules.
June Payment Dates for SSI and RSDI
SSI payments are usually made on the first day of each month. However, when that day falls on a weekend or holiday, payments are sent early. That’s exactly what happened in June—SSI recipients were paid on May 30, since June 1 fell on a Sunday.
If you qualify for RSDI as well, your Social Security payment for June will be issued separately. The specific payday for people who receive both SSI and RSDI is June 3, 2025. This applies to anyone receiving both types of benefits and also to those who began receiving Social Security before May 1997.
Other recipients who receive only RSDI benefits will get their payments on different dates depending on their birthdate and the date they first qualified. But for those with dual eligibility, June 3 is the key date to watch.
How Much Will You Receive from RSDI?
As of the most recent updates for 2025, the average monthly RSDI payment is around $1,855. However, this amount can vary significantly based on the type of benefit and the individual’s work and earnings history.
Here are some examples of average monthly benefit amounts:
- Retired workers: $1,999
- Spouses of retirees: around $950
- Children of retirees: just over $900
- Disabled workers: $1,581
- Widows and widowers: $1,861 for non-disabled, $953 for disabled
- Survivors with children: between $1,100 and $1,300 on average
If you’re receiving both SSI and RSDI, your SSI amount may be reduced based on the amount you receive from RSDI. SSI is designed to supplement income up to a set federal limit, not add on top of other Social Security payments without adjustment.
Who Qualifies for Both?
Only individuals with very limited income and assets will qualify for SSI. If your RSDI payment is too high, you may no longer be eligible for SSI. But if your RSDI benefit is modest and you meet the other requirements for SSI, you can receive both—helping you increase your monthly income while staying within the eligibility limits.
To receive both payments, you must have filed applications for each program and been approved. If you think you might qualify for both but haven’t applied, now may be the time to review your eligibility and submit the necessary forms.
June offers a valuable opportunity for people receiving SSI to also collect their monthly RSDI benefits. If you’re already approved for both programs, your next RSDI payment is scheduled for June 3. Understanding how these programs work together can help you maximize your Social Security benefits and better manage your monthly finances.
