In July 2025, millions of people in Canada are going to receive payments for those important benefits of the CRA which include CPP, OAS, GIS, CCB, GST/HST, and others. The reason for such payments is to provide financial support to the elderly, parents, employees, and disabled persons who are affected by the ever-increasing cost of living.
For those who are curious about the time these payments are to be made as well as the amount expected, this article has all the information you need for July.
Table of Contents
1. Canada Child Benefit (CCB) – 19th July 2025
Canadian families with children under 18 years of age are currently entitled to tax-free payments.
- Minimum $666.42/month/child younger than 6
- Minimum $562.33/month/child from 6 to 17
To meet qualification requirements, you must:
- Be in Canada
- Be the main custodian of the child
- Have submitted your 2024 tax return
Since the benefit is income-tested, high-income earners might receive reduced amounts.
2. Ontario Trillium Benefit (OTB)- 10th July 2025
OTS is the blend of three different types of credits: the energy and property tax credits, the northern Ontario energy charge relief, and the Ontario sales tax refund.
- Date of issue: July 10
- Quantity: It depends on income, housing, and the place of residence
For you to be eligible for this benefit, you should have such requirements as you are a resident of Ontario and your taxes have been previously filed.
3. Canada Pension Plan (CPP) – 29th July 2025
CPP is a program that provides monthly(,after retirement) retirement and disability benefits to those who made p
- Income-based amount: $899.67/month on average
- Peak monthly pension: $1,433
- Disability CPP: Up to $1,614.59/month You are eligible if: The following two points are true: You have made contributions to CPP You reached the age of 60 and also be the recipient of Canada Pension Plan disability benefit at the time
4. Old Age Security (OAS) – July 29, 2025
If you are a person over 65, you can collect OAS, a monthly pension that is subject to tax. Dispensation is dependent upon your age.
- Ages 65–74: Up to $734.94/month
- Ages 75+: Up to $808.44/month
- You need to be: A resident of Canada for at least 10 years after turning 18 Receiving net income below the specified limit (e.g., an added amount of $93,454 is liable to be taxed back)
5. Guaranteed Income Supplement (GIS) – July 29, 2025
GIS is one of the benefits for seniors when they receive the Old Age Security (OAS) and their income level is low. The money is not subject to tax and the amount depends on the income of the person receiving it.
- Single seniors: Up to $1,097.01/month Couples (both on OAS): Up to $636.26 each/month Occurs by itself if one is eligible as determined by completing the tax return.
6. Canada Workers Benefit (CWB) – July 12, 2025
Low-wage workers in Canada can receive the Canada Workers Benefit as an advance payment of the taxable goods and services tax credits every quarter.
- Single workers: Up to $408
- Families: Up to $703 To be eligible for these benefits,
- you must fulfill the following conditions: You must earn at least $3,000 in the year 2024 19 years old if you are not 19 yet, but have a dependent
7. GST/HST Credit – July 4, 2025
What is offered quarterly is the GSTExtra per child: VariesNo extra application is required: just file your taxes.
8. Canada Disability Benefit – Starts July 2025
Canada has set up a $200 monthly disability benefit, which makes it $2,400 a year. The main focus will be people with long-term disabilities.There are more benefits that you may be eligible for:
- CCB Disability Supplement: Up to $3,173/year per child
- Provincial Top-ups: Like Alberta AISH, BC PWD, NLDA, etc.
- The payment schedules change from time to time but mostly match OAS or CCB contributions.
Payment Calendar Summary – July 2025
BenefitPayment DateMax AmountGST/HST CreditJuly 4Up to $266.50CWB (Advance)July 12Up to $703Ontario Trillium BenefitJuly 10VariesCanada Child BenefitJuly 19Up to $666/childOAS + GISJuly 29Up to $1,894.44CPPJuly 29Up to $1,433Canada Disability BenefitVariousUp to $200/month.
July 2025 will be a significant time for millions of CRA benefit beneficiaries across Canada. From adults handling parents responsibilities, to seniors the funds are a quick way of ensuring that rent, food, and other basic needs are covered.
- You have made contributions to CPP
- You reached the age of 60 and also be the recipient of Canada Pension Plan disability benefit at the time
- Ages 65–74: Up to $734.94/month
- Ages 75+: Up to $808.44/month
- A resident of Canada for at least 10 years after turning 18
- Receiving net income below the specified limit (e.g., an added amount of $93,454 is liable to be taxed back)
- Single seniors: Up to $1,097.01/month
- Couples (both on OAS): Up to $636.26 each/month
- Single workers: Up to $408
- Families: Up to $703
- You must earn at least $3,000 in the year 2024
- 19 years old if you are not 19 yet, but have a dependent
- CCB Disability Supplement: Up to $3,173/year per child
- Provincial Top-ups: Like Alberta AISH, BC PWD, NLDA, etc.
Don’t forget to file your 2024 taxes, check your CRA My Account for the right information, and if you are not yet a direct deposit user, register now. Make sure your taxes are filed, My Account details are up-to-date, and you are signed up for direct deposit with CRA. All these steps will ensure you are well-covered in case the benefits of the payments are extended.
The government is all set to deliver these benefits automatically to those who qualify, and hence, just ensure that you mark your calendars and the bank account for the schedule of the days.
FAQs:
Who qualifies for CRA benefit payments in July 2025?
Any individual who has submitted the income tax form for 2024 and falls under the income or age categories is eligible to get the benefit. This includes the families that receive the Canada Child Benefit, seniors who also receive OAS and GIS, those qualifying for CWB, and individuals who are beneficiaries of the CPP or GST/HST credit.
When will the CRA payments be made in July 2025?
Every benefit has a specific date assigned. For instance, the GST / HST credit payment will be made on July 4, the CCB one on July 19, and the CPP, OAS, and GIS on July 29. Above, view the complete payment calendar to spot each date precisely.
How do I make sure I don’t miss a payment?
Be certain that you have gone through the 2024 tax filing process, enrolled yourself in the direct deposit method, and changed your personal details such as your address or marital status in your CRA My Account.
Can I get more than one benefit at the same time?
Yes, you can. CRA pays multiple times in a month to a lot of Canadians. For instance, you may be eligible and receive the GST credit, the Canada Child Benefit, and the Ontario Trillium Benefit all at once.
